Planning your wealth journey with our estate planning experts
Financial planning is not just reserved for the extremely wealthy or high-net-worth individuals. Whether we are aware of it or not, we are all on a financial planning journey of our own, and most (if not all) of us want to make the most of our money where we can.
It can be hard to plan objectively for ourselves as our financial decisions are often motivated by emotion. We may worry we are not making the right choices for our family or feel nervous about making choices where we lack confidence.
It is easy to search and find products online, but how do you know which ones will give you the best solution to suit your needs?
Our team of financial advisors are experts in their field and have a wealth of experience to draw upon. They have the passion to get to know you, your circumstances and needs, and what you would like to achieve in your financial goals.
Over time, they will be there for you as a trusted partner, whose expertise and objectivity you can turn to rely on.
Why choose A.D.E Wills
Your Personal Estate
Our Personal Estate services give you more control over your future:
• Will Writing
• Lasting Power of Attorney
• Protective Will Property Trust
• Living Trust
• Care Home Fees & Deliberate Deprivation of Assets
• Probate & Estate Administration
• Funeral Plans
Your Lifetime Wealth
Our Lifetime Wealth products offer a comprehensive range of solutions to ensure your assets work harder for you, improving the quality of life for you and your family:
• Inheritance Tax Planning
• Equity Release
• Retirement Planning
• Savings & ISAs
• Investment Planning
• Life Insurance & Family Protection
Your Personal Estate: Protect your family after you have gone
We understand that nobody wants to think about the prospect of not being around anymore and leaving their loved ones.
But the truth is that all we can do now to have full control of how our estate is handled after we die and ensure our loved ones are looked after is to create a plan.
That is why we have a dedicated team of highly-skilled and experienced professionals who are ready to ensure you get the best services to suit your needs.
Our experts are regulated by the Solicitors Regulations Authority, Financial Conduct Authority and the Council for Licensed Conveyancers.
They regularly work with high-net worth estates and combine their practical knowledge with their legal expertise, so you can be confident of receiving a professional, transparent and caring service.
All estates of all sizes and quantities require effective planning so that you get the best chance of maximising wealth in your lifetime and, upon your death, your family is supported, through expert planning today.
Your Lifetime Wealth: A Lifetime of Opportunity
Regardless of where you are in life, the right guidance on how to invest, protect and manage your hard-earned money can make world of difference for you and your family.
Our financial advising experts have a great selection of products designed to make your assets work harder for you, so you can enjoy a higher quality of life, in addition to the benefits, security and peace of mind they bring.
Without effective planning, a large portion of your estate could be subject to tax. Inheritance Tax is paid at a flat rate on anything above £325,000. Our experts use all applicable exemptions and reliefs to ensure your tax liability is mitigated, so your family, and not HMRC, inherit your hard-earned estate.
It is reassuring to know that we can stop working at a certain age and still live comfortably. Our financial advisers will steer you in the right direction with the right pension advice and products to suit you.
With a tax-free way of growing your savings pot and an investment allowance that rises annually with inflation, ISAs offer great benefits. With so many to choose from, our experts will help you select the right one for you.
Good investments offer the best way to grow your wealth and protect it from inflation. However, knowing which ones to choose is the hard-part. Our experts draw upon their experience and knowledge to make the right choices to suit you.
Life assurance policies offer incredible financial support to your family should the worst happen to you. Provided they are drafted correctly, they offer a tax-free cash sum before probate is started. Our experts can help you choose the right products to give you peace of mind.
Releasing equity from your home is a useful way of meeting an unexpected expense or if you have an insufficient pension. You still keep your home and continue living there, but you will also get a lump sum or a steady source of income just by using the value of your house. There are two types:
• Lifetime mortgages, which allow you to borrow money against your house.
• Home reversion, where you sell a share of your property.
Our experts will guide you to get the best possible outcome for you and your family.